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South Dakota

YES, but as an EITHER/OR: South Dakota's base high school diploma requires 0.5 unit of 'PERSONAL FINANCE OR ECONOMICS.' A student may satisfy it entirely with Economics and never take personal finance.

Approved July 2018 with a 'soft implementation' window (schools could use the 2018 requirements, the 2009 requirements, or both); FULL IMPLEMENTATION of the 2018 requirements beginning with the 2020-2021 school year. Handbook updated July 2020.

Source: ADMINISTRATIVE RULE, not statute: ARSD 24:43:11:02 (general requirements for high school graduation), with total credits in ARSD 24:43:11:01 (22 units). Adopted by the South Dakota Board of Education Standards JULY 16, 2018. No bill/session/signing date applies; no SDCL section identified.

How it may be delivered
Standalone half-credit course in EITHER subject; it is a separate line item from the 3-unit Social Studies requirement, and 'double dipping' is BARRED - the handbook states 'Economics cannot meet both the Social Studies elective credit requirement and the Personal Finance or Economics credit requirement.' No integration option is described.

Source: South Dakota — delivery model: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09

Credit value
0.5 unit of Personal Finance or Economics, within a 22-unit minimum for the base diploma.

Source: South Dakota — credit value: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09

Instructional-hour rule
Not yet verified to a primary source — we publish only what we can cite.
Below high school
NONE. The graduation requirements and handbook cover grades 9-12 only; no middle or elementary personal finance requirement or grade checkpoint is specified.

Source: South Dakota — below-high-school requirement: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09

State-mandated assessment
NONE. No state assessment or EOC is attached to the Personal Finance/Economics requirement; an end-of-course exam appears only as one LOCALLY CHOSEN method of awarding a unit of credit under ARSD 24:43:01:01.

Source: South Dakota — state assessment: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09

Who may teach it
Not yet verified to a primary source — we publish only what we can cite.
State course codes
Not yet verified to a primary source — we publish only what we can cite.
Standards framework
NO standalone state personal finance standards exist. The Economics side of the requirement maps to the South Dakota Social Studies Standards, which include a 9th-12th Grade Economics course; a keyword check found NO Personal Finance course or section. (Adopted APRIL 17, 2023)

Source: South Dakota — standards framework: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09

Funding a district may cite
Not yet verified to a primary source — we publish only what we can cite.
State agency contact
Vera Van Winkle, SD DOE, 605-773-0871 (course requirements to graduate); Melissa Bothun, 605-295-0433 (social studies); SD DOE main line 605-773-3134.

Source: South Dakota — agency contact: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09

Facts on this page last verified 2026-08-09; every pack is re-verified on a six-month cadence, and anything we cannot cite is marked rather than guessed.

The district awards the credit — no platform can. Ours is designed to align with the state’s learning standards, and it produces the documentation a district needs to award credit: the course object with its federal course code, a pass determination that shows its arithmetic, an hour ledger that counts only observed instructional minutes, and a verified record of demonstrated mastery for every student.

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