Mississippi
YES, embedded. All students must complete a 1-Carnegie-unit College- and Career-Readiness (CCR) course to graduate, and personal finance is a REQUIRED COMPONENT of that course (MDE: students must take 'at least one semester of personal finance (embedded in the College and Career Readiness course)' before graduating). No separately required standalone personal finance credit was verified as in effect today.
Class of 2022 - the 2025 Mississippi CCR Course Standards state the course is 'required for the graduating class of 2022 and beyond.' MDE states the requirement began with the cohort entering in 2018-2019 (the 9th-grade class that became the Class of 2022).
In force — first bound the class of 2022.
- How it may be delivered
- EMBEDDED, not standalone: financial literacy is UNIT 6 of the 9-unit CCR course standards. The CCR requirement may also be satisfied through approved SUBSTITUTIONS (CTE Work-Based Learning, Dual Credit SmartStart, JROTC III/IV, AP Capstone, IB/Cambridge, MS CCR Seminar), and may be scheduled senior year only, junior year only, split, or as 1/4 unit per year from grade 9.
- Credit value
- Not yet verified to a primary source — we publish only what we can cite.
- Instructional-hour rule
- Not yet verified to a primary source — we publish only what we can cite.
- Below high school
- Not yet verified to a primary source — we publish only what we can cite.
- State-mandated assessment
- NONE for personal finance. Mississippi's Subject Area Testing Program requires only four EOC tests for graduation: Algebra I, Biology I, English II, and U.S. History from 1877.
- Who may teach it
- Not yet verified to a primary source — we publish only what we can cite.
- State course codes
- Not yet verified to a primary source — we publish only what we can cite.
- Standards framework
- 2025 Mississippi College- and Career-Readiness Course Standards (personal finance is UNIT 6, Financial Literacy) (2025 (title page); no month/day stated)
- Funding a district may cite
- No dedicated state school-funding line verified. The MISSISSIPPI DEPARTMENT OF BANKING AND CONSUMER FINANCE makes annual contributions to the Mississippi Council on Economic Education supporting the TEAM Initiative, Personal Finance Challenge and CSBS Case Study Competition; no dollar amount or program name is published.
- State agency contact
- MDE Office of Secondary Education, 359 N. West St., P.O. Box 771, Jackson, MS 39205-0771; general information 601-359-3513, educator licensure 601-359-3483. CCR course support: Heather Morrison, Director P20 Partnerships, MS IHL, hmorrison@ihl.state.ms.us.
Facts on this page last verified 2026-08-09; every pack is re-verified on a six-month cadence, and anything we cannot cite is marked rather than guessed.
The district awards the credit — no platform can. Ours is designed to align with the state’s learning standards, and it produces the documentation a district needs to award credit: the course object with its federal course code, a pass determination that shows its arithmetic, an hour ledger that counts only observed instructional minutes, and a verified record of demonstrated mastery for every student.