ME · Personal finance requirement
Maine
Instructional or locally phased7 facts cited · 4 still being verified
- How it may be delivered
- EMBEDDED in social studies; local districts choose the vehicle. MDOE testimony (Beth Lambert, Chief Teaching & Learning Officer, 4/1/2025): schools deliver it 'some through stand-alone courses, other by embedding it within social studies, mathematics, or specific senior life-readiness courses.' Maine is a local-control state and MDOE was 'Neither For Nor Against' mandating a separate course.
What the state requires
YES, but EMBEDDED and not a standalone course. 20-A M.R.S. 4722(2)(B) requires 'Social studies and history, including American history, government, civics and personal finance - 2 years or the equivalent in standards achievement.' Personal finance is a NAMED COMPONENT inside the social studies requirement, with no separate credit.
See the requirement summary.
mainelegislature.orgFull citation
20-A M.R.S. 4722(2)(B). The current text containing 'personal finance' appears in PL 2019, c. 202 (LD 985 / HP 740, 129th Legislature), enacted June 5, 2019. Rules: MDOE Chapter 132 (Learning Results) and Chapter 127. NO standalone-course mandate has ever been enacted: LD 1284 (131st) became Resolve 2024 c. 135 directing only a REVIEW; LD 315 (132nd) received Leave to Withdraw …The detail, every line cited
- How it may be delivered
- EMBEDDED in social studies; local districts choose the vehicle. MDOE testimony (Beth Lambert, Chief Teaching & Learning Officer, 4/1/2025): schools deliver it 'some through stand-alone courses, other by embedding it within social studies, mathematics, or specific senior life-readiness courses.' Maine is a local-control state and MDOE was 'Neither For Nor Against' mandating a separate course.legislature.maine.gov
Full citation
Maine — delivery model: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09 - Below high school
- No separate middle or elementary personal finance requirement and no grade checkpoint. 20-A M.R.S. 4711 requires elementary instruction in 'social studies' (personal finance is not named), and the Maine Learning Results for Social Studies carry Personal Finance & Economics performance expectations for each grade K-5 and for grade bands 6-8 and 9-Diploma.mainelegislature.org
Full citation
Maine — below-high-school requirement: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09 - State-mandated assessment
- NONE identified. Maine's state assessment system (MECAS) publishes no social studies, economics, civics or personal finance assessment or EOC.maine.gov
Full citation
Maine — state assessment: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09 - Standards framework
- Maine Learning Results for Social Studies - Revised 2019 (Revised 2019. A later proposed revision (2023 standards) was NOT AUTHORIZED - the Legislature's Education and Cultural Affairs Committee declined to authorize …)maine.gov
Full citation
Maine — standards framework: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09 - Funding a district may cite
- No standing instructional funding program. The only identified state appropriation is $15,000 from the General Fund for FY 2025-26 to support the Department of Education personal finance WORKING GROUP created by LD 1069 (enacted as RESV 2026 c. 125). Curriculum support is in-kind via the Maine Financial Literacy Framework & Resource Guide, an MDOE partnership with the Maine Jump$tart Coalition.legislature.maine.gov
Full citation
Maine — funding: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09 - State agency contact
- Beth Lambert, Chief Teaching & Learning Officer, Maine Department of Education - Beth.Lambert@maine.gov, 207-592-4398.maine.gov
Full citation
Maine — agency contact: primary source(s) named in the field text and at the linked URL; read and verified 2026-08-09
Not yet verified · 4
We publish only what we can cite to a primary source. These fields are still being verified for Maine, and they are listed rather than filled in with something plausible.
- Credit value
- Instructional-hour rule
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- State course codes
Facts on this page last verified 2026-08-09; every pack is re-verified on a six-month cadence, and anything we cannot cite is marked rather than guessed.
The district awards the credit — no platform can. Ours is designed to align with the state’s learning standards, and it produces the documentation a district needs to award credit: the course object with its federal course code, a pass determination that shows its arithmetic, an hour ledger that counts only observed instructional minutes, and a verified record of demonstrated mastery for every student.