learnfinancewithGeorgia
Beginning in 2024–25, each local board must require all students, as a condition of graduation, to complete at least a half-credit financial literacy course during grade 11 or 12 (O.C.G.A. §20-2-149.4(b)). STATUTE ONLY: SBOE Rule 160-4-2-.48 has not been amended to reference it.
Students in their eleventh or twelfth grade years, statewide, from the 2024–25 school year. The statute names an activation year but never a first graduating class, and no GaDOE guidance settles whether that is the class of 2025 or 2026 — left null rather than inferred.
- How it may be delivered
- EITHER — the statute requires 'at least a half-credit course' but expressly permits delivery within existing coursework, and the half credit may count toward the mathematics, social studies, or elective unit requirement (grade 11 or 12 only). It does NOT replace the separate 0.5-unit Economics requirement; total units remain 23.
- Credit value
- at least one half-credit (statutory minimum), countable toward the math, social studies, or elective unit requirement rather than adding a 24th unit
Source: O.C.G.A. §20-2-149.4(b)
- Instructional-hour rule
- Not yet verified to a primary source — we publish only what we can cite.
- Below high school
- NONE — the statute applies only to grades 11-12; no elementary or middle-grades mandate or checkpoint. SBOE Rule 160-4-2-.05 (Middle School Program Criteria) contains no financial-literacy requirement (its Connections strand references consumer decision making only).
- State-mandated assessment
- NONE — SBOE Rule 160-3-1-.07 (eff. Jan 31, 2024) limits required Milestones EOCs to American Literature and Composition, Algebra: Concepts and Connections, Biology, and U.S. History. No financial-literacy Milestones assessment.
Source: SBOE Rule 160-3-1-.07
- Who may teach it
- O.C.G.A. §20-2-200(b)(7) (SB 220 §1-2): the teacher must (i) hold a renewable SECONDARY certificate in business, economics, mathematics, family and consumer science, or marketing; OR (ii) hold a special-education certificate with social science content designations; OR (iii) obtain the GaPSC Financial Literacy Endorsement (Rule 505-2-.194, eff. July 1, 2023). All other fields — INCLUDING general secondary Social Studies — need the endorsement. Final in-field determinations live in GaPSC's CAPS database. Informational only.
- State course codes
- Not yet verified to a primary source — we publish only what we can cite.
- Standards framework
- Not yet verified to a primary source — we publish only what we can cite.
- Funding a district may cite
- Quality Basic Education (QBE) funding — a course generates state QBE funding only if it appears on the state-funded course list under SBOE Rule 160-4-2-.20; districts may request funding for an unlisted course via DE Form 0287 with State Board approval. No dedicated financial-literacy grant or appropriation located.
Source: SBOE Rule 160-4-2-.20
- State agency contact
- Not yet verified to a primary source — we publish only what we can cite.
Facts on this page last verified 2026-08-09; every pack is re-verified on a six-month cadence, and anything we cannot cite is marked rather than guessed.
The district awards the credit — no platform can. Ours is designed to align with the state’s learning standards, and it produces the documentation a district needs to award credit: the course object with its federal course code, a pass determination that shows its arithmetic, an hour ledger that counts only observed instructional minutes, and a verified record of demonstrated mastery for every student.